Guidelines
Eligible Checks
Most are eligible for the Check Enforcement Program. These include checks returned because of :
• “Insufficient ” or “Non-sufficient Funds”
• “Closed Account”
• “No Account”
Ineligible Checks
Some checks are not eligible for the Check Enforcement Program. Checks that do not qualify include:
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• Checks passed outside the state |
• Forged or counterfeit checks or checks marked "Refer to Maker" |
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• Checks written toward a pre-existing debt |
• Checks older than 90 days |
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• Post-dated checks, pre-dated or altered checks |
• Stop Payment Checks |
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| • Checks passed where both parties knew there were insufficient funds at the time of the transaction ( You should immediately submit these checks to the police.) | • Checks previously submitted to a collection agency or civil attorney | |
| • Checks for which ID cannot be verified | ||
You may still wish to pursue these checks with the help of an attorney or in a civil proceeding.
Follow Up
You will either receive the money due you or we’ll notify you with an explanation of why we were unable to prosecute. If we are unable to secure restitution and the check does not qualify for prosecution, it will be held in an “inactive” status – unless you request that they be returned. If we receive additional information or additional checks from the check writer in question, the check case will become active again and we will continue to pursue the case.
We will do our best to make sure your bad checks are handled efficiently and promptly. If you have questions about this Program or any worthless checks you have submitted, call:
toll-free
1-888-524-2996