Guidelines

Eligible Checks

Most are eligible for the Check Enforcement Program. These include checks returned because of :

“Insufficient ” or “Non-sufficient Funds”

“Closed Account”

“No Account”   

 Ineligible Checks

Some checks are not eligible for the Check Enforcement Program. Checks that do not qualify include:

·        Post-dated, pre-dates or altered checks     

·        Forged or Counterfeit checks or checks marked “Refer to Maker”*

·        Checks taken when there was an agreement to hold the check for deposit or cashing at a later date.

·        Checks passed outside Cumberland County

·        Checks older than 90 days

·        Checks previously submitted to a Collection agency or Civil Attorney

·        Stop Payment checks

·        Two-party checks

You may still wish to pursue these checks with the help of an attorney or in a civil proceeding.

 Follow Up

    We will keep you informed about your checks as they pass through the Program. You will receive the money due you that is recovered or we will hold the check in an inactive status. If we obtain new information regarding the check or check writer, the check case may be re-activated and pursued further. You may also request that an inactive check be returned to you. In any event, you will hear from us within 120 days of the receipt of a check.

    In certain circumstances, a check that you submit may be diverted from the Program to go immediately to prosecution. In the event of criminal prosecution, we will notify you and keep you informed during the process.

More Information

We will do our best to make sure your worthless checks are handled efficiently and promptly.  If you have questions about this Program or any worthless checks you have submitted, call:

 Toll-Free

1-888-711-0205