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Eligible checks Most are eligible for the Bad Check Restitution Program. These include checks returned because of: • “Insufficient ” or “Non-sufficient Funds” • “Closed Account” Ineligible Checks Some checks are not eligible for the Bad Check Restitution Program. You may still wish to pursue these checks with the help of an attorney or in a civil proceeding. Checks that do not qualify include: • Counterfeit, forged checks, no account, or checks marked Refer-to-Maker • Stop Payment checks •
Checks passed outside • Checks received in the mail • Post dated, pre-dated or altered checks • Agree-to-hold checks • Checks drawn on an out-of-state bank • Checks as payment on an open account • Two-party checks • Checks missing amount, signature or date • Checks for which the check writer’s identity cannot be verified • Checks totaling more than $5000 from one person • Checks taken when both parties knew there were insufficient funds at the time of the transaction • Checks not presented for payment within 30 days of the • Checks older than 90 days • Check previously submitted to a collection agency Follow Up We will keep you informed about your checks as they pass through the program. You will either receive the money due you or we’ll return the check with an explanation of why we were unable to prosecute. If a check(s) is deemed prosecutable, you will be informed of what steps you must take as part of the prosecution process. Non-qualifying checks that are potentially prosecutable will be sent to the victims’ local police agency for criminal investigation. We will do our best to make sure your bad checks are handled efficiently and promptly. If you have questions about this program or any bad checks you have submitted, call toll-free: 1-800-745-3744. |
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